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Fee-only
Independent, unbiased advice aligned with the client. There is always one overriding question: What is in our client’s best interest? Fischer & Hutchinson is a fee-only firm. We receive no commission or other compensation from marketable securities or other financial products and services we recommend to our clients. Fees from our clients are our sole method of compensation.
Personalized Service
We strive to be known by our clients as their trusted advisors. We endeavor to earn our clients’ loyalty by providing good advice, being professional, available, discrete, and attentive. We are committed to being a long-term partner with our clients and utilize both our professional knowledge and familiarity with their personal history, values and goals to assist them in making critical decisions as they move through life's transitions.
Achievement of Goals
Many people mistakenly look at their investment statements for signs of progress towards achieving their goals. Though investment performance is important, it is not the whole story. We relate the performance of our clients’ investments to their overall financial goals on a regular basis. Beating one index or another is not the true measure of success. Being able to retire comfortably, affording the college of choice, or being able to sleep at night during protracted market downturns are more meaningful barometers of successful investment planning. We feel that this regular evaluation of our clients’ overall financial situation, along with portfolio management, is what sets us apart from traditional money managers. Our emphasis on ongoing financial planning is where we really add long-term value.
Client Education
A well-informed client tends to make better decisions. The advisor’s job is to educate a client to make sound choices. Well-informed clients make superior use of advice in deciding upon the course of action to be taken. Fischer & Hutchinson cherishes our fiduciary relationship with our clients and makes recommendations accordingly.
Saying We Don’t Know When We Don’t Know
If an answer is not immediately at hand, we will say so, and then do our best to research for the answer or bring in an expert for their opinion. Getting a financial issue right sometimes requires further research or helping a client obtain specialized advice. Our ego will not interfere with our number one priority of finding the right solution for our client’s needs.
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